The following is an adaptation of what I wrote in response to bring to light the truth and Fame of my Lord Jesus Christ.

       Concerning Reformed theology, if you wish to know what it centrally is, you must understand that it primarily flows from two main theological thoughts: (1) "God's Glory" or "God's supreme pleasure for His Glory (His Son) and to display this Glory," (2) "Christology of the Cross" or "The Glory of God displayed in the Person of Jesus Christ." For time sake, I will deal with the second branch of thought. To know more about the first, go to my website where I have written more about this. 

(1.)            Salvation happened on the cross, and not a conversion:

(2.)            Covenant Theology:

(3.)         Conversion is the product of Christ bloodshed:

(4.)            Summary:

Acts 20:28, "The church...which He purchased with His own blood."

1 Corinthians 6:20, "You were bought at a price."

Salvation happened on the cross, and not at conversion:

Once something is paid, it is paid!

        Our problem was our sinful debt and God's wrath on us because of it. This is what we needed saving or salvation for. The apostle in the 20th chapter of Acts tells us that Christ paid for His church with His blood. What I will soon demonstrate is that this payment was to clear our sinful record and thus, remove God's wrath from us so that God relates to us in love. Therefore, Christ paid our "salvation" Himself with not thanks to us; He did this all by Himself. There is nothing for us to do to get salvation for ourselves because it is already done and paid! Just as if my father went to the bank and paid all of my debts I owed. I would have nothing to do because the problem has already been taken care of by another. The only thing left for a debtless person to do is honor the person who paid their debts and this is done by simply enjoying their freedom already paid for them! Even if this person does not enjoy the freedom to its fullest extent, it does not change the reality that their debt has actually been paid for in full and thus there is nothing to be required or punished for.

       Or do you suppose Christ did not pay to the Father the full payment of our sin-for our salvation? Did Christ leave something out in His payment of Blood? Was Christ not worthy enough to pay for all sin or did Christ willingly choose not to pay for all our sin?

       First, Christ has infinite worth[1], thus, His blood has infinite worth. Christ paid for the church with His blood to the Father. This is where salvation happened and was 100 percent completed: nothing more to be said.

       Second, did Christ die or pay for "all" our sins? Furthermore, did Christ pay for the debt concerning our unbelief against God and Himself? If we look at John 16:9: "Sin, because they do not believe in Me," we see Jesus stating that the act of not believing in Him or choosing Him is categorized as "sin." Therefore, if Jesus Christ paid for all sin then God cannot condemn us for not believing because the "sin" of "unbelief" was paid for. (NAB) Titus 2:14, "[Christ] gave himself for us to deliver us from all lawlessness." 1 John 3:4, "Whoever commits sin also commits lawlessness, and sin is lawlessness." Therefore, I conclude on scripture that Jesus Christ fully paid for ALL the sins of those for whom He died for or purchased with His Blood, giving it as payment to the Father.

       Christ taught us to pray "Heavenly Father... forgive us our debts."[2] Our sin in God's eyes was like a debt. That is why the Lord Jesus also speaks of our salvation and sin in this way: Matthew 18:24, "And when he had begun to settle accounts, one was brought to him who owed him ten thousand talents." This description of Christ teaches that concerning salvation God looks at it as payment and debt. We owed God an infinite debt in order to repay Him for the damage our sin did to Him so that we might stand guiltless. Accordingly, God would not send us to hell if our debts were paid back in full. Christ paid for that on the cross with His bloodshed. Salvation is finished!

       If our sins are paid for, what is left for God to send us to hell for? Unbelief, you might say. Unbelief is a sin right? Did Christ not pay for all sin? Of course He did. Therefore, since Christ paid our all our sin by bleeding on the cross, salvation, from the wrath of God and hell is FINISHED on the cross. That is what salvation is! Acts 20:28, "[The] church of God which He purchased with His own blood."

        Conversion, on the other hand is thus a purchased product of Christ's bloodshed. In other words, conversion is the irrevocable product of salvation already being accomplished by Christ paying for each and all persons He died for. Christ "purchased" the church with His blood, and now He gets what He paid for. What He paid for is "the church itself."

       But the church, which is scattered throughout this earth's lands, is being born "slaves of sin,"[3] under forced "captivity"[4] by the devil, unable to submit to God's laws[5], "enemies" of God[6], under God's "wrath"[7], filled with "darkness" and "without hope!"[8] Accordingly, the question we need to ask is this: if Christ paid for the church, how can He receive what he paid for when the church (with all her members) are slaves to sin and, therefore, no possibility of coming to Christ of their own self, power and choice? The answer is that conversion was paid for because the persons themselves were paid for in full by the Lord's blood! We will now look at how God is able to infallibly bring about conversion to all the persons Christ paid in full for.

       Since all our sins are paid for on the cross, the Father has nothing to condemn us for. Thus, what is to be done for the church that is being born in time, who are dead in sins and spiritual dead?  Conversion--Christ paid for the church. Accordingly, the Father must give to His beloved Son what He paid for. This leads the Father to: give, draw and grant conversion to all persons paid for by Christ the Lord. How does this actually happen is now the question we will look at? We will look at Covenant Theology to find this answer.

Covenant Theology helps us understand salvation and conversation:

       I will briefly talk about covenant theology before proceeding to teach what exactly conversion is. Hebrews 13:20, "The blood of the everlasting covenant." In order for our God of infinite holiness to love us, He had to take our sins and dirty record from us in an absolute sense. This is why God entered into a covenant with His Son, Jesus Christ, which will be our next point. When God our Father made a covenant, He made it, not with man, but with His Son Jesus Christ and the Holy Spirit. Man is unfaithful; this means man is a failure, but God is faithful and He never fails. Therefore, the Almighty God entered into a Covenant with Jesus Christ His Son for "He never fails."[9] God never fails, therefore, neither God the Father nor God the Son would fail in what each set out to accomplish and promise to do. This is why the covenant was made between God and God[10], if you would, and not man. This is why salvation is guaranteed to be successful concerning sinful man who is unfaithful. God is full of mercy and made a promise that He would never fail. "God who cannot lie," has said "eternal life [was] promised before the world began", Titus 1:2 Romans 11:29, "The gifts and the calling of God are irrevocable." The Son 100 percent fulfilled His duty He promised[11] to His Father. Therefore, God's call to whomever He gives it concerning conversation becomes "irrevocable," because God "must," like His Son, fulfill His promise to His Son written in the Everlasting Covenant. 

            When Christ made the covenant with His Father, He made it in place for us, on our behalf. In this, Christ lovingly made Himself the representative for the church He was about to die for. This is why the Lord Jesus is able to save us. Accordingly, He is called the head of the Church. Colossians 1:18, "He is the head of the body, the church, who is the beginning, the firstborn from the dead, that in all things He may have the preeminence." Ephesians 5:23, "Christ is head of the church; and He is the Savior of the body." In Romans, it becomes very apparent the depth of representation that Christ took when He made the covenant in our place for us. The representation was no mere symbol but Christ stood in our place for us. The reason it was more than a mere symbol is because symbols do not pay for debts-an actual tangible contract and payment does! It would be if Jesus Christ co-signed a loan with us, so that if we failed to pay that He would be solely responsible to make good on the debt. Often when dealing with this subject I inevitably get remarks saying that salvation is based on our believing in Christ and that Christ died for all persons. Therefore, they disbelieve the sureness of the Everlasting Covenant of Christ's Blood. It seems to me such foolish questions arise from both an unseen ignorance of the scriptures and hatred of God's free grace that cannot fail.

       First, why do people not believe in the Lord Jesus Christ? They answer it is unbelief; people, they say, choose not to believe. My response is that Unbelief is a sin! As proved earlier, Christ paid for all sin; what then can the Father condemn us for, unless Christ did not already fully pay all our sin? But there is another side to look at when considering unbelief is a sin.

        What is sin and what does sin do to its victims? John 8:34, "Jesus answered them, "Most assuredly, I say to you, whoever commits sin is a slave of sin." (NIV)-Romans 8:7, "the sinful mind is hostile to God. It does not submit to God's law, nor can it do so."[12] Sin's power or enslavement over us is the fact that it forces us to disbelive; sin makes us not believe in Christ! Or in other words, sin forces our wills to not believe,[13] and there is no way for us to overcome its power to have dominion over choices, particularly this choice to chose Christ. This is plainly stated in Romans 8, verse 7 when it says it is impossible for a person, of themselves, to submit to or in other words to chose Christ. Only being born again by the power of the Spirit can you be free from the enslavement of unbelief and, therefore, have the freeness and desire to believe in Christ. This new freedom from our sinfulness and enslavement to sin's power is one of the primarily declared promises given in the Holy Scriptures given under the New Covenant or everlasting covenant of Christ's blood.

       Therefore, when Christ paid for our sins, with His Blood to the Father, it was actually a contract agreed upon before time. This contract talked about the exact conditions and person, whom after the Son paid for, would receive salvation and be with Him in Heaven forever. [ESV] Hebrews 9: 15-16, "Therefore [Christ] is the mediator of a new covenant, so that those who are called may receive the promised eternal inheritance. For where a will (Christ covenant with the Father) is involved, the death of the one who made it must be established."

       Christ has already died and paid for all the sins of the church, which He agreed to in His covenant or will to the Father; therefore, the Father "must" do His part. This part is to infallibly apply the full benefit of salvation, which Christ paid for, to all the persons Christ marked out in the Covenant or last will. "Christ was offered once to bear the sins of many," Hebrews 9:29.  This "many" was the same persons[14] He marked out in His Covenant, or the contracted agreement of His last will with His Father. How then does the Father make good to faithfully and irrevocably apply the full purchased salvation to all the persons that Christ paid for? We will now look at some Old Testament passages where God in His promises shows how He is going to accomplish this.  But my claim is going to be this: that the Holy Spirit both for conversion and His empowering presence was marked out in the everlasting covenant. How do I know that this promised gift of the Spirit is actually part of the everlasting covenant between the Father and Son?

       "Here in Hebrews 9:15-17 we are told that Christ had a will or had signed into a covenant.  It had particular promises addressed to the Father, which were to be implemented by His Father after He died, as do all wills.  Therefore, Christ did give a response to the Father's question, "Ask of me, and I will give you the nations."  It was written in His will.  It was written and signed upon in the eternal covenant of grace and now the Father was bound to fulfill His promises of the covenant; it was written in the everlasting covenant of grace...

The Father and the Son entered in a covenant of Love, which had a specific end for which they aimed.  The Father asked and the Son replied in His will and covenant whom He desired to be with Him forever beholding His Glory.  It is in this "covenant" signed upon by Christ (verse 24), that He agreed to "appear in the presence of God for us," for He did this suffering and intersession: "To bear the sins of many" (Ver. 28)."[15]

       Concerning the gift of the Spirit[16] it is declared as the Fathers' gift to His Son after and for completing His suffering: Acts 2:33, "Therefore being exalted to the right hand of God, and having received from the Father the promise of the Holy Spirit, He poured out this which you now see and hear."  Why did Christ need to receive the Holy Spirit as a benefit for completing His suffering? The answer is that Jesus Christ needed to fill the souls of the persons for whom He died for with the Spirit.  This is in order to wake them to spiritual life and empower them to testify of His Glory. We know this was part of the Everlasting Covenant because Christ received this after He suffered as a  "promise." Christ cannot send the Holy Spirit to guilty sinners to receive spiritual life and filled with the enjoyment of the Triune fellowship. It would be against the justice of God for criminals to receive the greatest form of love while they are still guilty! But the Lord Jesus Christ can intercede concerning the promise that His Father made to Him at the signing of the Covenant, that the Father would send Him the purchased gift of the Spirit if He suffered for them

       Why would God promise something so drastic as this?  "Christ fulfills all that He set out to do on the behalf of his people towards God.  And now, there remains nothing to be fulfilled but God's part, there is nothing for you to do; Jesus has done it all; there is nothing for free will to supply; Christ has done everything that God can demand. The blood is the fulfillment of the debtor's side of the covenant, and now God becomes bound by his own solemn oath to show grace and mercy to all whom Christ has redeemed by his blood.  With regard to the blood in another respect, it is to God the Father the bond of the covenant. When I see Christ dying on the cross, I see the everlasting God from that time, if I may, bound by his own oath and covenant to carry out every stipulation. Does the covenant say, "A new heart will I give you, and a right spirit will I put within you?" It must be done, for Jesus died, and Jesus' death is the seal of the covenant. Does it say, "I will sprinkle pure water upon them and they will be clean; from all their iniquities will I cleanse them?" Then it must be done, for Christ has fulfilled his part. And, therefore, now we can present the covenant no more as a thing of doubt; but as our claim on God through Christ, and coming humbly on our knees, pleading that covenant, our heavenly Father will not deny the promises contained therein, but will make every one of them yea and amen to us through the blood of Jesus Christ."[17]

       Ezekiel 36:25-27 talks of the benefits of the New Covenant of Christ's blood. It says, "I will give you a new heart and put a new spirit within you. "I will put My Spirit within you and cause you to walk in My statutes." (Compare to Hebrew 10:16-18)[18] Chapter 36 gives the promise that God will put His Spirit in us, indicating we are without His Spirit in us and, therefore, spiritual dead in the sense we are devoid of God's Spirit. Then in the very next chapter of Ezekiel 37:1-14 we are given the greatest depiction of how bad it means to be spiritually dead. The style of this example is much like the manner in which the Lord Jesus gave a parable. God is giving us a visual to help us understand what is means to have God's Spirit put in us so that we are "caused" to walk after God. It is the story of the valley of dry bones. There is a valley of very dry bones of people who died long ago. God then commanded through the prophet Ezekiel for the dry bones to come to life. Next, God teaches Ezekiel the lesson or doctrine to be learned from this miraculous stunt God pulled. The lesson is that our salvation is like the dry bone; it is as marvelous as dead men coming to life. The reason we know it is concerning our salvation and conversion is because God gives us commentary of the story itself, verse14 states: "I will put My Spirit in you, and you shall live."

       Did God ask those dead bones in that valley if they wanted to be brought back to life and saved with spiritual life? No, He did not. Do you then suppose God violates a person because He brings them back to spiritual life today, while not asking for their permission? No, He does not. First of all, God could not ask them because they are dead (dead in sin)! Being dead in sin means people are dead even to understand what the gospel means. [19]

       Example: No body in their right mind would be upset if an unknown person freely deposited a million dollars into their bank account. The person receiving the free money would not say, you stole my free choice, you should have asked before you gave me a gift of a million dollars. A normal person would not react like that. Instead, if you were rich, when anonymously giving a person a million dollars you do not think, am I violating a person's choice by not asking them if they want a million dollars? Instead, you will rightfully understand with good reason that anybody will be glad to know a million dollars was freely deposited in their bank account. It is the same with God, without asking a sinner, going ahead to save them from their sin. Furthermore, ushering them into the infinite enjoyment in heaven knowing Him. How awkward to voice up and say, why didn't God ask me first if I wanted to enjoy infinite happiness. My response is, why would He need to? God, therefore, set out and predestined the children of His love to be with Him in Heaven, and made it infallibly absolute by blowing the Holy Spirit to the purchased church and "causing" them to believe in true faith. This happens by regenerating the elect or making them alive with His Spirit; thus irrevocably causing them to believe. Just as irrevocable as it would have been for the blind man whom Jesus healed not to see things. Faith is an irrevocable reflex or acting of a spiritually alive soul, just as seeing things is an irrevocable reflex or acting of having living working eyes.

       Some foolish persons call this an invasion of our so-called choice, but would it have been more loving or more gentlemen like if our Savior left us to be manipulated and forced in our choices by sin to obey its harmful demands. Unless God had sent His Spirit, without our asking, and gave us spiritual life and thus caused us to believe and follow Him, then no human being would have been saved. Therefore, how foolish is it for some to hold onto the idea that man has free choice, when sin took that ability away from us so many years ago! Thank God we have a loving Savior who does what is necessary to save the persons He loves, who were thoroughly enslaved by the chains of sin and the Devil. Our God is like a loving Father reaching into time and saving us from destroying ourselves, much like a parent would do by reaching out to save their child from running into traffic.

       This is one reason why the natural man hates the cross of our Lord Jesus Christ, for it pronounces how all men are utter failures and losers![20] The natural man is such a failure he cannot even see or understand God! But this is the hope in the gospel of Christ. He died for failures to save them! The lord was their success for them in their place so that all the persons, whom He died for, and so accordingly mystically grafted into His body, are success for eternity.

       The story of Ezekiel 37 is basically like a New Testament parable of what modern theology calls monergism.[21] This means that you must be born again or regenerated first by the Holy Spirit in order to believe and have faith in the Lord Jesus Christ. Or that regeneration precedes true faith in person of Jesus Christ, the Lord.

What does this mean concerning Conversion:

"Conversion, in the context of this passage, would be an act of God in connection with the work of Christ by which he changes the sinner's disposition from hostility toward God into adoration and obedience, his intellect from foolishness to enlightenment, and his behavior from wickedness to righteousness. The attitude that the Christian has toward God is often summed up by the word "faith." Its basic meaning could refer to nothing more than an intellectual assent toward revealed propositions. The nature of these propositions is such that, when one truly affirms them, this belief implies an antecedent inner work of God, and produces effects that are demanded by these propositions, such as obedience and holiness. " [22]

       Jesus Himself answers this question in John 3:3, "Unless one is born again, he cannot see the Kingdom of God." Jesus made a profound point here. The truth of God and of His Kingdom (Including all that is in it: His Son, His beauty and even His grace) are blinded to you, until you are born again. The truth is this, how can you repent of your sins to a God who you cannot even see? The oblivious fact is you do not. Until you are regenerated or born again of the Spirit, to have spiritual life back, then you do not even have the ability to see the Kingdom of God and His Son, let alone believe or repent to Him. This is why Paul said in 2 Timothy 2:25, "If God perhaps will grants them Repentance." In other words, if God does not choose to blow the wind of His Spirit to you and born you again in Spiritual life, then you cannot even see His Kingdom let alone repent and have true faith. 

       Consider again John 3:3, "Unless one is born again, he cannot see the Kingdom of God." The Greek word for "Kingdom" means a king's royal sovereignty or power over his lands. Kingdom in this sense is a poetic manner of a king saying: my royal sovereignty over my land. Therefore, when the king Jesus says you cannot see the "kingdom of God" means that you can not see[23] what the King (God), the kings son (Jesus) or the King's decree (the gospel) are because they are part of the king's kingdom or sovereign rule. You, the sinner, are not in His Kingdom and thus do not know of its King, land or decrees. John 18:36, "Jesus answered, "My kingdom is not of this world." Jesus' Kingdom is a spiritual Kingdom in Heaven, and although He was in physical form on earth, no human can truly see or understand Him or His message unless they are first a member of His spiritual Kingdom.

        This is why Jesus said in John 8:47, "He who is of God hears God's words; therefore you do not hear, because you are not of God." These people whom Jesus referred to were right before His face listening to Him, why then did He say they cannot hear Him?  They did hear him with their physical ears because they responded back to him with questions, so what is going on then? Jesus teaches that they were "not of God" or not born again by His Spirit and or not of His Father's royal kingdom. That is a profound thing to say. He is saying His Spiritual Kingdom and Kingdom gospel message was on such a different level from this physical earth, which He was physically walking and talking on, that unless you yourself were spiritually alive you cannot hear, see or even believe in Him! Wow! Unless you are of God or born of God with God's nature in you, you posses no ability or potential to hear God His Son and the gospel message of their Kingdom, let alone believe in Him or His Kingdom gospel. 1 John 3:9, "Whoever has been born of God ...His seed [nature] remains in him... because he has been born of God."

       Faith is part of a person's conversion, but it is not ultimate. Christ paying for our debt with His blood to His Father is! Faith does not activate the blood of Christ, for Christ has already given His blood as payment to His Father 2000 years ago. Instead, Christ's blood activates faith in us, through the power of the Spirit, for that is what His blood purchased -our faith. This is why a hopeful soul can pray along with this man knowing God both desires and is fully capable to help unbelief: Mark 9:24, "Immediately the father of the child cried out and said with tears, "Lord, I believe; help my unbelief!"

Summary:

       Therefore, Christ purchased the church with His blood. He paid all her sins and debts on the cross by His blood. He did this in payment to His Father who was the violated party. The Father was the creditor and record holder of our crimes. Thus, Christ paid our salvation 2000 years ago, in Full! Furthermore, in order for Christ to receive in Heaven His purchase, of the church, the Father does "grant...repentance" to the church, by sending the Holy Spirit to born them again in His Spiritual life. This ushers in spiritual sight and senses so that they do see His Kingdom and Kingdom's decree of the gospel and so by their new Spiritual life, do spiritually believe in the Son of God. Accordingly, they being the purchased possession (Ephesians 1:14), will be with Christ the Lord forever.

       This is why reformed theology is "Cross theology." It all happened, salvation that is, at Calvary! Paid in full! Other unbiblical misconceptions that make man's choice ultimate, if a person is converted or not, takes away the glory of the true biblical foundation, which is the only sure rock that the church can rest its faith on: Christ fully accomplished salvation on the cross, end of story. What about my faith a person, may say? I would say do what the scriptures say by asking God for His mercy to forgive you, to grant you true spiritual life, repentance and faith. For that is what faith is; it believes we are helpless but Christ the Lord is mighty to save! This is what faith believes: the Lord Jesus Christ did everything to save me, He did it all, even free grace to cause me to believe. He finished His work on the cross. Accordingly, my salvation is finished. Christ is a complete Savior, and, therefore, no one compares to His Honor and Fame! Amen.

Sincerely Yours in Christ the Lord: Oshea Davis

(Please note that some of the material has loosely come from a book I am currently writing:

 God Never Fails, primarily from the chapters dealing with covenant theology. )

 1 (NAU) Hebrews 1:3 "And He is the radiance of His glory and the exact representation of His nature, and upholds all things by the word of His power." The person Jesus Christ is the radiance and outshining of God's very glory! God has infinite worth being the only original Supreme Being who is Creator of all reality. Christ is said to uphold all reality with His Power, thus, He is God and also Creator and so has infinite Value. Christ is the radiant beauty of the Father shone and expressed out; He has infinite beautiful worthiness accordingly.

 2 Matthew 6:12

 3 John 8:34

 4  2 Timothy 2:26

 5  Romans 8:7

 6 Romans 5:10

 7 Ephesians 2:3

 8 Ephesians 2:12, 5:8

 9 Zephaniah 3:5

 10  Galatians 3:16, "To Abraham and his Seed were the promises made. He does not say, "And to seeds," as of many, but as of one, "And to your Seed," who is Christ." The Father made promises to Christ because it was He who was in Covenant with the Father.  And as Christ is our High Priest and mediator the church receives her promised grace through Christ, whom the Father originally made the promise to.

 11 The lord Jesus promised and agreed to be incarnated on the earth, to live many years as a human and finally to die for all our sins on the cross out of love and willing obedience. 

 12 Sin has already made a universal fool of mankind. We are already forced by sin to hate God and are forced to do sinful things because we are its slave. Slaves have no choice!

 13 This is why I do not believe in the modern day definition of so-called freewill because in the light of our enslavement to sin we do not have it. I prefer to call it our self-will.

 14 Verse 15-16 of the same chapter.

 15 Oshea Davis, The Divine Decrees, PublishAmerica, 2007

 16 This includes conversion and being baptized and empowered the Spirit.

 17 "The Blood of the Everlasting Covenant Delivered" on Sabbath Morning, September 4th, 1859, by the REV. C. H. Spurgeon at the Music Hall, Royal Surrey Gardens.

 18 Hebrews 10:16, "This is the covenant that I will make with them after those days, says the LORD: I will put My laws into their hearts, and in their minds I will write them." Compare also to Jeremiah 31:33

 19 We are spiritually dead and thus, have no ability or potential to see or understand spiritual things. Jesus Christ and His glorious gospel are spiritual things and thus, a natural mind and soul cannot perceive them, let alone believe and repent in them. 1 Corinthians 2:14, "But the natural man does not receive the things of the Spirit of God, for they are foolishness to him; nor can he know them, because they are spiritually discerned." This is an impassable problem for person's who are spiritually dead, but not for God who is Spirit and is the fountain of all life and creation. This is why our wonderful good God gave this promise concerning making us spiritually alive. Ezekiel 37:14, "I will put My Spirit in you, and you shall live." Not surprising there is a New Testament example of being Spiritually born again (monergism), by the free choice and power of God. John 11: 43-44, "[Jesus] cried with a loud voice, "Lazarus, come forth!" And he who had died came out ...Jesus said to them, "Loose him, and let him go." The point is that Lazarus did not ask to be made alive because he was dead; Jesus out of love made Him alive. "You He made alive, who were dead in trespasses...[because]... God, who is rich in mercy, because of His great love with which He loved us, even when we were dead in trespasses, made us alive together with Christ." - Ephesians 2:1,4-5

 20 John 6:65-66, ""Therefore I have said to you that no one can come to Me unless it has been granted to him by My Father." From that time many of His disciples went back and walked with Him no more."

 21 Basically, monergism means that only by the power of the Holy Spirit regenerating a human soul can conversation happen, which, therefore, irrevocably causes faith and the apply of Christ's purchases salvation. In other words, this means salvation is "all" from God. The Father planned our salvation. Christ paid for it with His blood. The Holy Spirit ensured its accomplishment in our lives by "causing" (Ezekiel 36:25-27) to believe, love and follow Christ our Lord. For more see, http://www.monergism.com/

[22] Vincent Cheung, Commentary on Colossians 1:15-23, Part 16.  (http://www.vincentcheung.com/)

 23 i.e. cannot see or believe, with the godly standard of faith, with the true sincerity of heart and soul that God requires. Faith is a spiritual act, requiring a sight of true spiritual things (i.e. God and His Kingdom, Jesus, their gospel message), thus spiritual dead persons in their sins do not have the ability to believe in Jesus the Lord. But Jesus dying for their sins, granting them repentance and blowing the Holy Spirit in your soul to Born them again, can cause them to have true faith and thus, true conversion.